Help your money grow by taking advantage of compound interest. Learn about it in this video.
Quickly figure out how long it will take for you to double your money at a given interest rate.
The Index Card: Why personal finance doesn't have to be complicated by
In The Index Card, Helaine Olen and Harold Pollack draw on years of experience researching and reporting on financial lives to present an accessible, one-stop guide to taking back your financial future. Beyond outlining rules for financial success, the authors also explain why so few people follow them. The answers to healthy finance, it turns out, are simple enough to fit on an index card. Armed with The Index Card, readers will gain the tools, knowledge and confidence to make the right decisions regarding their money.
The One-Page Financial Plan: The simple way to be smart about your money by
Whenever I tell people about my job as a financial advisor, the conversation inevitably turns to how hopeless they feel when it comes to dealing with money. More than once, they've begged, "Just tell me what to do." It's no surprise that even my most successful friends feel confused or paralyzed. They don't have time to make sense of all the information available. They don't just want good advice, they want the best advice--so rather than do the "wrong thing," they do nothing. Their 401(k) and bank statements pile up, unexamined or maybe even unopened. What they don't realize is that bad calls about money aren't failures; they're just what happens when emotional creatures have to make decisions about the future with limited information. What I tell them is that we need to scrap striving for perfection and instead commit to a process of guessing and making adjustments when things go off track. Of course we're going to make the best guesses we can--but we're not going to obsess over getting them exactly right. The fact is, in a single page you can prioritize what you really want in life and figure out how to get there. That's because a great financial plan has nothing to do with what the markets are doing, what your real estate agent is pitching, or the hot stock your brother-in-law told you about. It has everything to do with what's most important to you. By now you may be wondering, "What about the details?" Don't worry: I'll cover those topics and many more, sharing strategies that will take the complexity out of them. The most important thing is getting clarity about the big picture so you can cope with the unexpected.
How to Money : Your ultimate visual guide to the basics of finance by
*As featured on Live with Kelly and Ryan* *A 2023 Business Insider Best Personal Finance Book - Teens and Gen Z* "Where was this book when we were teenagers?" - Real Simple Learn how to money in this in-depth, full-color illustrated guide from New York Times bestselling author and financial expert Jean Chatzky, Kathryn Tuggle, and the team at HerMoney -- the perfect gift for the holidays, graduation season, back-to-school, and beyond! There's no getting around it. You need to know how to manage money to know how to manage life ― but most of us don't! This full-color, illustrated guidebook from New York Times bestselling author and financial expert Jean Chatzky, Kathryn Tuggle, and their team at HerMoney breaks down the basics of money―how to earn it, manage it, and use it―giving you all the tools you need to take charge and be fearless with personal finance. Featuring exclusive HerMoney interviews with CEOs, activists, and many more, How to Money will teach you the ins and outs of: -creating a budget (and sticking to it) -scoring that first job (and what that paycheck means) -navigating college loans (and avoiding student debt) -getting that first credit card (and what "credit" is) -investing like a pro (and why it's important!) All so you can earn more, save smart, invest wisely, borrow only when you have to, and enjoy everything you've got!
Cultura and Cash: Lessons from the First Gen mentor for managing finances & cultural expectations by
Money Lessons from the First Gen Mentor Cultura and Cash is a practical and jargon-free money guide to help you tackle your finances as a First Gen Latina. In this valuable book, The First Gen Mentor, Giovanna "Gigi" González, uncovers cultural and systemic barriers First Gen face in their financial journey and provides actionable solutions on how to overcome them. Through storytelling and real-life examples, she'll go into depth and explain best practices for creating a solid financial foundation through emergency funds, credit building, budgeting, debt payoff, and investing. This book will improve your money mindset and give you the information you need to create financial success on your terms with family in mind. You will learn how to balance family expectations while prioritizing your own financial wellness and that money does not control you and limit you. Instead, it's a powerful self-care tool you use to your advantage to support you and those you care about. Read this book and you will be empowered to take action and start designing a life you love.
Naked Money Meetings : Ending money fights with your partner forever by
Naked Money Meetings gets to the root of those financial fights, teaching you how your money obstacles can manifest as blocks in connection and intimacy with your partner, and how to fix it! Your money fights are never really about the money. Erin Skye Kelly breaks down what is happening underneath those financial feuds with your partner so you can work together to build the life you envisioned when you committed to each other. In this book, you'll learn: - What your own specific money blocks are and why they are preventing you from maximizing your wealth - What your partner's money blocks are and how they drive your partner's financial habits - How your blocks intersect and what you are actually fighting about (hint: it isn't about the money) - Effective cash flow techniques to help you properly communicate about money and rapidly increase your wealth - How your lack of communication about money is affecting you in the bedroom and beyond The follow-up book to Get the Hell Out of Debt, Naked Money Meetings was written in honor of the thousands of couples Erin has worked with who have paid off millions of dollars in debt. After enough couples said, "Erin's work is better than sex therapy!" she decided to bare it all for you.
Financially Capable : A friendly guide to building whole-health wealth by 
Finance for the People: Getting a grip on your finances by
An illustrated, practical guide to navigating your financial life, no matter your financial situation "a potent mix of deeply practical and wonderfully empathetic" --Erin Lowry, author of Broke Millennial "one of the most approachable financial books I've ever read." --Refinery 29 We are all weird about money. Whether you have a lot or a little, your feelings and beliefs about money have been shaped by a combination of silence (or even shame) around talking about money, personal experiences, family and societal expectations, and a whole big complex system rigged against many of us from the start. Begin with that baseline premise and it's no surprise so many of us find it so difficult to save enough money (but way too easy to get trapped in ballooning credit card debt), emotionally draining to deal with student loans, and nearly impossible to understand the esoteric world of investing. Unlike most personal finance books that focus on skills and behaviors, FINANCE FOR THE PEOPLE asks you to examine your beliefs and experiences around money--blending extremely practical exercises with mindfulness, and including more than 50 illustrations and diagrams to make the concepts accessible (and even fun). With deep insider expertise from years spent in many different corners of the financial industry, Paco de Leon is a friendly, approachable, and wise guide who invites readers to change their relationship with money. With her holistic approach you'll learn how to: * root out your unconscious beliefs about money * untangle the mental and emotional burden of student loans to pay them off * use a gratitude practice to help you think differently about spending * break out of the debt cycle and begin building wealth This book is for anyone who feels unseen, ignored, or bored to death by the way personal finances are approached and taught, and is ready to go on a journey of self-discovery and step into their financial power.
The Great Money Reset: Change your work, change your wealth, change your life by
Ten timely financial steps to build the life you really want. The COVID-19 pandemic forced us to rethink everything. Now, when it comes to envisioning a post-pandemic future, noted financial expert Jill Schlesinger hears one question over and over: How far should I really go to change my life? The Great Money Reset is your guide to getting serious and building your best life. A road map for navigating our present era, this book shows us how to take advantage of the seismic changes unfurling all around us to make big life improvements. Whether it's negotiating a better deal with your boss, starting or selling a business, moving to a new locale, retraining for a new career, taking time off to find yourself, or saying "the heck with it" and retiring early, The Great Money Reset provides an essential frame-work for strategizing and planning your next move. Is quitting your job a wise decision or the biggest mistake of your life? Should you pursue that graduate degree or are you throwing away your money for a few meaningless letters after your name? What kinds of lifestyle sacrifices will you need to make--and could you tolerate--in order to realize your dreams? What tax and investment moves should you make to secure your future as you head into uncharted territory? And how can you put yourself in a strong position to undertake future life transitions that you can't fully imagine now? The Great Money Reset answers these and many other questions with Jill's signature clarity, wit, and no-nonsense honesty. You'll learn how to change your work, change your wealth, and change your life. In ten simple steps, this book empowers you to break free of your unsatisfying pre-pandemic reality and thrive, regardless of whatever surprises might come next.
Financial Feminist: Overcome the patriarchy's bullsh*t to master your money and build a life you love by
An instant New York Times bestseller From the globally-recognized personal finance educator and social media star behind Her First $100K, an inclusive guide to all things money--from managing debt to investing and voting with your dollars Tori Dunlap was always good with money. As a kid, she watched her prudent parents balance their checkbook every month and learned to save for musical tickets by gathering pennies in an Altoids tin. But she quickly discovered that her experience with money was pretty unusual, especially among her female friends. It wasn't our fault. Investigating this financial literacy and wealth gap, Tori found that girls are significantly less likely to receive a holistic financial education; we're taught to restrain our spending, while boys are taught about investing and rewarded for pursuing wealth. In adulthood, women are hounded by the unfounded stereotype of the frivolous spenders whose lattes are to blame for the wealth gap. And when something like, say, a global pandemic happens, we're the first to have jobs cut and the last to re-enter the workforce. It's no wonder money is a source of anxiety and a barrier to equality for so many of us. But what if money didn't mean restriction, and instead, choice The ability to luxuriously travel, quit toxic jobs, donate to important organizations, retire early The freedom to live the life you want, and change the world while you do it Tori founded Her First $100K to teach women to overcome the unique obstacles standing in the way of their financial freedom. In Financial Feminist, she distills the principles of her shame- and judgment-free approach to paying off debt, figuring out your value categories to spend mindfully, saving money without monk-like deprivation, and investing in order to spend your retirement tanning in Tulum. You will learn: - Exercises to help you understand your current relationship with money, figure out what you want to change, and how to make that happen - How to decide on your investment goal, and discover the three steps to meeting it - Learn how to source the data you need to negotiate the money you deserve Featuring journaling prompts, deep-dives into the invisible aspects of the financial landscape, and interviews with experts on everything money--from predatory credit card companies to the racial wealth gap and voting with your dollars--Financial Feminist is the ultimate guide to making your money work harder for you (rather than the other way around.)
What to Do with Your Money When Crisis Hits: A survival guide by
From pandemics to recessions, bear markets to energy crises, life is full of financial setbacks. The hard truth is that it's not a matter of if there will be another economic downturn, but when. The important question to ask is this: how do you prevent a crisis from turning into a full-blown catastrophe? Drawing on years of experience as an award-winning personal finance columnist, Michelle Singletary shares her expert advice for weathering a financial storm. In this book, she answers the most pressing questions that crop up when money suddenly becomes scarce, like: What bills need to be paid first? When is it right to dip into savings? What are the best ways to cut back on spending? How do you keep from panicking when the stock market is down? Is this "opportunity" a scam in disguise? This hands-on guide covers debt concerns, credit card issues, cash-flow problems, and dozens of other common financial matters. Whether you're in the midst of one crisis or preparing for the next, this book provides the tools to secure your wealth and your future.
Financial Adulting: Everything you need to be a financially confident and conscious adult by
Perfect for anyone seeking to get a firm handle on their personal finances, Financial Adulting is a must-have resource that demystifies and simplifies complex topics and makes understanding personal finance fun From the founder of The Fiscal Femme, a popular feminist money platform, and author of The 30-Day Money Cleanse, Ashley Feinstein Gerstley's Financial Adulting: Everything You Need to be a Financially Confident and Conscious Adult delivers an easy-to-follow, informative, and fun financial guide. From budgeting and consumer activism to retirement investing and paying down debt, you'll learn everything you need to know and do to be a financially savvy adult. In this important book, you'll: Master fundamental concepts, including dealing with student loans, maximizing your 401(k), and preparing for salary negotiations Use a racial and feminist justice lens to tackle rarely discussed topics in money and equity and better understand deep-seated historic and systemic obstacles Recognize that your circumstances, goals, and values are unique and require a custom approach in order to succeed financially Receive a simple step-by-step guide to reaching your financial goals while living a big, exciting, and meaningful life
Broke Millennial: Stop scraping by and get your financial life together by
27-year-old personal finance expert Erin Lowry is the cash-savvy friend every 20- and 30-something needs. Instead of complicated 401k strategies and jargon-filled debt advice, her hilarious, easy-to-understand guide is the perfect way for financial management newbies to get their money in order or elevate their personal finance know-how. Broke Millennial includes essential lessons in tricky money matters to take you from in debt and overwhelmed to informed and financially empowered, such as- Managing student loan and credit card debt Budgeting and reaching financial benchmarks Negotiating an entry-level salary Splitting the bill with cash-strapped friends Navigating financial issues in serious relationships, and more Filled with practical suggestions and speaking specifically to issues that Millennials face as they age into adulthood, Broke Millennialis a fresh roadmap to financial literacy for a new generation.
Clever Girl Finance: Ditch debt, save money, and build real wealth by
Bola Sokunbi, the force behind the Clever Girl Finance website, draws on her personal money mistakes and financial redemption to educate and empower a new generation of women on their journey to financial freedom. Lighthearted and accessible, Clever Girl Finance encourages women to talk about money and financial wellness and shows them how to navigate their own murky financial waters and come out afloat on the other side. Monitor your expenses, build a budget, and stick with it Make the most of a modest salary and still have money to spare Keep your credit in check and clean up credit card chaos Start and succeed at your side hustle Build a nest egg and invest in your future Transform your money mindset and be accountable for your financial well-being.
Money Hacks: 275+ ways to decrease spending, increase savings, and make your money work for you! by
Achieve all of your financial goals with these 300 easy solutions to all your personal finance questions--from paying off your student loans to managing investments. Are you looking for ways to decrease your spending...and start increasing your savings? Want to start planning for your retirement but don't know where to start? It's now easier than ever to achieve all your financial goals! Many people are afraid to talk about money, which means that you might be missing some of the best money-saving skills out there! In Money Hacks you will learn the basics of your finances so you can start making every penny count.
Bad with Money: The imperfect art of getting your financial sh*t together by
The beloved writer-comedian expands on her popular podcast with an engaging and empowering financial literacy book for Millennials and Gen Z. Dunn argues that our inability to speak honestly about money is our #1 barrier to understanding it, leading us to feel alone, ashamed and anxious, which in turns makes us feel even more overwhelmed by it. In Bad With Money, she reveals the legitimate, systemic reasons behind our feeling of helplessness when it comes to personal finance, demystifying the many signposts on the road to getting our financial sh*t together, like how to choose an insurance plan or buy a car, sign up for a credit card or take out student loans. She speaks directly to her audience, offering advice on how to make that #freelancelyfe work for you, navigate money while you date, and budget without becoming a Nobel-winning economist overnight. Even a topic as notoriously dry as money becomes hilarious and engaging in the hands of Dunn, who weaves her own stories with the perspectives of various comedians, artists, students, and more, arguing that we can all start taking control of our financial futures.
You Need a Budget: The proven system for breaking the paycheck-to-paycheck cycle, getting out of debt, and living the life you want by
Wall Street Journal Bestseller Experience a life free of financial stress and transform your relationship to money with this indispensable guide--the first book based on You Need A Budget's proven method that has helped hundreds of thousands of people break the paycheck to paycheck cycle, get out of debt, and live the life they want to live. No one should tell you what to do with your money--only you know what's most important to you. Always guiding you back to your true priorities, Jesse Mecham will fundamentally change the way you think about your money and what it can do for you. His proven method--four, simple rules--will transform money management from a paralyzing burden to a powerful tool, putting you in total control of your life: Give Every Dollar A Job. Be intentional about what you want your money to do before you spend it. Embrace Your True Expenses. Break up larger, less frequent expenses into smaller, more manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job. Roll With The Punches. When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they're guilt-free, realistic, and sustainable. Age Your Money. As you repeat the first three rules, you'll increase the time between the moment you earn a dollar and the moment you need to spend it. When your money is at least a month old, you'll have finally broken the paycheck to paycheck cycle for good. This tried-and-true system has changed the lives of hundreds of thousands of people by teaching them how to take charge, adjust money habits, eliminate stress, and build the life they want to live. Don't waste another month counting down the minutes until payday....
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Cryptocurrency--sometimes called digital cash or virtual currency--is all over the news. But what is it? Money, an investment, or—as some experts say—speculation?
Rogue Money and the Underground Economy: an Encyclopedia of Alternative and Cryptocurrencies by
The world of cybercurrency has experienced explosive growth in recent years, but that expansion has been accompanied by numerous controversies and misunderstandings about what it is, how it works, and how it relates to the underground economy and illegal activities such as money laundering, tax evasion, and human trafficking. Many illegal or malicious activities are paid for with cyber currencies. This book covers those applications. But cyber currencies also have many legitimate, constructive applications, all of which are explained in Rogue Money in clear, plain English, without embellishment or exaggeration. An authoritative and thought-provoking reference for readers seeking a greater understanding of all aspects of alternative cybercurrencies, this encyclopedia includes entries on economic history, international trade, current controversies, and its impact on the wider underground economy. It peels back the layers of jargon and obfuscation, giving each topic individual attention to show how it works and contributes to the whole.
LaGuardia offers grants, scholarships, tuition payment plans, on/off campus jobs, and information about loans to cover college costs such as tuition, books, supplies and transportation. You might be surprised to find out how much financial aid you can receive, regardless of your family’s income level. You won’t know what you are eligible for unless you apply!
A Critical History of Poverty Finance by
Finance, mobile, and digital technologies - or 'fintech' - are being heralded in the world of development by the likes of the IMF and World Bank as a silver bullet in the fight against poverty. But should we believe the hype? This book demonstrates how newfangled 'digital financial inclusion' efforts suffer from the same essential flaws as earlier iterations of neoliberal 'financial inclusion.'
Your Money Briefing Podcast
The latest episode in the Wall Street Journal's personal-finance podcast featuring the news that affects your money and what you do with it, breaking down complicated money questions from spending and saving to investing and taxes.
In the video Banks and Alternatives - Personal Finance 101 Conversations, learn about the differences between alternative financial services (such as payday lenders & prepaid cards) and banks or credit unions.
Professional association and certification websites often allow you to search their membership to find professionals in your area:
Do you need a credit counselor?
Typically, Credit Counselors are certified and trained in the areas of consumer credit, money and debt management, and budgeting. Counselors discuss your financial situation with you and help you develop a personalized plan to solve your money problems.
Resources to help you find a Credit Counselor:
What is financial therapy?
Financial therapists helps people reach their financial goals by thoughtfully addressing financial challenges, while at the same time, attending to the emotional, psychological, behavioral, and relational hurdles that affect how people manage their money.
View transcript of Insurance video
View the complete 3-part video series on car insurance. To view transcripts of each episode, click on the episode title.
Unclaimed property refers to accounts with companies or financial institutions that have not been active for a certain period of time, typically a year or more. In New York, after the set time for inactivity has passed, the property or money in an account is turned owner to the State Comptroller's Office to hold until the owner claims it. Unclaimed funds can include things like a security deposit refunds that are undeliverable when a customer moves and never notifies the company about the address change, money in an abandoned savings or checking account, or an account overpayment refund.
To see if you or someone in your family has unclaimed property, check these resources: