Help your money grow by taking advantage of compound interest. Learn about it in this video.
Quickly figure out how long it will take for you to double your money at a given interest rate.
The Index Card: Why personal finance doesn't have to be complicated by
In The Index Card, Helaine Olen and Harold Pollack draw on years of experience researching and reporting on financial lives to present an accessible, one-stop guide to taking back your financial future. Beyond outlining rules for financial success, the authors also explain why so few people follow them. The answers to healthy finance, it turns out, are simple enough to fit on an index card. Armed with The Index Card, readers will gain the tools, knowledge and confidence to make the right decisions regarding their money.
The One-Page Financial Plan: The simple way to be smart about your money by
Whenever I tell people about my job as a financial advisor, the conversation inevitably turns to how hopeless they feel when it comes to dealing with money. More than once, they've begged, "Just tell me what to do." It's no surprise that even my most successful friends feel confused or paralyzed. They don't have time to make sense of all the information available. They don't just want good advice, they want the best advice--so rather than do the "wrong thing," they do nothing. Their 401(k) and bank statements pile up, unexamined or maybe even unopened. What they don't realize is that bad calls about money aren't failures; they're just what happens when emotional creatures have to make decisions about the future with limited information. What I tell them is that we need to scrap striving for perfection and instead commit to a process of guessing and making adjustments when things go off track. Of course we're going to make the best guesses we can--but we're not going to obsess over getting them exactly right. The fact is, in a single page you can prioritize what you really want in life and figure out how to get there. That's because a great financial plan has nothing to do with what the markets are doing, what your real estate agent is pitching, or the hot stock your brother-in-law told you about. It has everything to do with what's most important to you. By now you may be wondering, "What about the details?" Don't worry: I'll cover those topics and many more, sharing strategies that will take the complexity out of them. The most important thing is getting clarity about the big picture so you can cope with the unexpected.
Broke Millennial: Stop scraping by and get your financial life together by
27-year-old personal finance expert Erin Lowry is the cash-savvy friend every 20- and 30-something needs. Instead of complicated 401k strategies and jargon-filled debt advice, her hilarious, easy-to-understand guide is the perfect way for financial management newbies to get their money in order or elevate their personal finance know-how. Broke Millennial includes essential lessons in tricky money matters to take you from in debt and overwhelmed to informed and financially empowered, such as- Managing student loan and credit card debt Budgeting and reaching financial benchmarks Negotiating an entry-level salary Splitting the bill with cash-strapped friends Navigating financial issues in serious relationships, and more Filled with practical suggestions and speaking specifically to issues that Millennials face as they age into adulthood, Broke Millennialis a fresh roadmap to financial literacy for a new generation.
Clever Girl Finance: Ditch debt, save money, and build real wealth by
Bola Sokunbi, the force behind the Clever Girl Finance website, draws on her personal money mistakes and financial redemption to educate and empower a new generation of women on their journey to financial freedom. Lighthearted and accessible, Clever Girl Finance encourages women to talk about money and financial wellness and shows them how to navigate their own murky financial waters and come out afloat on the other side. Monitor your expenses, build a budget, and stick with it Make the most of a modest salary and still have money to spare Keep your credit in check and clean up credit card chaos Start and succeed at your side hustle Build a nest egg and invest in your future Transform your money mindset and be accountable for your financial well-being.
Money Hacks: 275+ ways to decrease spending, increase savings, and make your money work for you! by
Achieve all of your financial goals with these 300 easy solutions to all your personal finance questions--from paying off your student loans to managing investments. Are you looking for ways to decrease your spending...and start increasing your savings? Want to start planning for your retirement but don't know where to start? It's now easier than ever to achieve all your financial goals! Many people are afraid to talk about money, which means that you might be missing some of the best money-saving skills out there! In Money Hacks you will learn the basics of your finances so you can start making every penny count.
Women with Money: Create the joyful, less stressed, purposeful life you want with the money you have by
Get paid what you're worth, build secure relationships, and make your money last with this valuable guide from a Today show financial editor and bestselling author. Ask successful women what they want from their money and they'll tell you: independence, security, choices, a better world, and--oh yes--way less stress, not just for themselves but for their kids, partners, parents, and friends. Through Chatzky's candid three-part plan--formed through detailed reporting with the world's top economists, psychiatrists, behaviorists, financial planners, and attorneys, as well as her own two decades of experience in the field--readers will learn to: 1. Explore their relationships with money, 2. Take control of their money, and 3. Use their money to create the life they want. Women With Money shows readers how to wrap their hands around tactical solutions to get paid what they deserve, become inspired to start businesses, invest for tomorrow, make their money last, and then use that money to foster secure relationships, raise independent and confident children, send those kids to college, care for their aging parents, leave a legacy, and--best of all--bring them joy!
Get a Financial Life: Personal finance in your twenties and thirties by
A completely revised and updated fourth edition of the New York Times bestseller, designed to guide younger adults through the world of personal finance. More than ever before, people in their twenties and thirties need help getting their financial lives in order. And who could blame them? These so-called millennials have come of age in the wake of the worst economic crisis in memory, and are now trying to get by in its aftermath. They owe record levels of student loan debt, face sky-high rents, and struggle to live on a budget in an uncertain economy. It's time for them to get a financial life. For two decades, Beth Kobliner's bestseller has been the financial bible for people in their twenties and thirties. With her down-to-earth style, she has taught them how to get out of debt, learn to save, and invest for their futures. In this completely revised and updated edition, Kobliner shares brand-new insights and concrete, actionable advice geared to help a new generation of readers form healthy financial habits that will last a lifetime. With fresh material that reflects the changing digital world, Get a Financial Life remains an essential tool for young people learning how to manage their money. From tackling taxes to boosting credit scores, Get a Financial Life can show those just starting out how to decrease their debt, avoid common money mistakes, and navigate the world of personal finance in today's ever-changing landscape.
Bad with Money: The imperfect art of getting your financial sh*t together by
The beloved writer-comedian expands on her popular podcast with an engaging and empowering financial literacy book for Millennials and Gen Z. Dunn argues that our inability to speak honestly about money is our #1 barrier to understanding it, leading us to feel alone, ashamed and anxious, which in turns makes us feel even more overwhelmed by it. In Bad With Money, she reveals the legitimate, systemic reasons behind our feeling of helplessness when it comes to personal finance, demystifying the many signposts on the road to getting our financial sh*t together, like how to choose an insurance plan or buy a car, sign up for a credit card or take out student loans. She speaks directly to her audience, offering advice on how to make that #freelancelyfe work for you, navigate money while you date, and budget without becoming a Nobel-winning economist overnight. Even a topic as notoriously dry as money becomes hilarious and engaging in the hands of Dunn, who weaves her own stories with the perspectives of various comedians, artists, students, and more, arguing that we can all start taking control of our financial futures.
You Need a Budget: The proven system for breaking the paycheck-to-paycheck cycle, getting out of debt, and living the life you want by
Wall Street Journal Bestseller Experience a life free of financial stress and transform your relationship to money with this indispensable guide--the first book based on You Need A Budget's proven method that has helped hundreds of thousands of people break the paycheck to paycheck cycle, get out of debt, and live the life they want to live. No one should tell you what to do with your money--only you know what's most important to you. Always guiding you back to your true priorities, Jesse Mecham will fundamentally change the way you think about your money and what it can do for you. His proven method--four, simple rules--will transform money management from a paralyzing burden to a powerful tool, putting you in total control of your life: Give Every Dollar A Job. Be intentional about what you want your money to do before you spend it. Embrace Your True Expenses. Break up larger, less frequent expenses into smaller, more manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job. Roll With The Punches. When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they're guilt-free, realistic, and sustainable. Age Your Money. As you repeat the first three rules, you'll increase the time between the moment you earn a dollar and the moment you need to spend it. When your money is at least a month old, you'll have finally broken the paycheck to paycheck cycle for good. This tried-and-true system has changed the lives of hundreds of thousands of people by teaching them how to take charge, adjust money habits, eliminate stress, and build the life they want to live. Don't waste another month counting down the minutes until payday....
Financially Fearless: the LearnVest program for taking control of your money by
Finally, a financial plan that lets you be YOU, only richer. It's time to throw away all your old notions of what financial advice should look like. Because if you're looking for a book to put you on an austerity savings plan that has you giving up vacations and lattes, you're out of luck. But if you're looking to get your finances in rock-hard shape - in less time than it takes to finish a workout - then Alexa von Tobel, Founder and CEO of LearnVest, has your back. How? Through the LearnVest Program. First, you'll take stock of where you stand today. Then, you'll create your customized 50/20/30 plan. 50/20/30 simply refers to the percentage breakdown of how to spend your take-home pay each month. The 50 gets the essentials out of the way so you don't have to stress about them. The 20 sets your foundation for the future, then the 30 is left to spend on the things that bring happiness to your life. By the time you're finished reading this book, you'll walk away with a financial game plan tailored to your priorities, your hopes and dreams, and your lifestyle. And, because von Tobel and the team at LearnVest are experts at financial planning in the online era, you'll also learn how to integrate your financial plan into your mobile, social, digital life. Like your own personal financial planner between two covers, this book will set you up for a secure, worry-free money future, without having to give up things you love. So toss those old-school financial guides out the window, and get ready to start living your richest life.
Mind over Money: How to Live Like a Millionaire on Any Budget by
This book contradicts conventional practices in the areas of money management and covers related topic of money matters. Readers will increase their financial savvy by learning how to align their thoughts, feelings, and actions with practices that yield increased financial success. These seed planting practices will help you increase wealth and leave a financial legacy, which includes passing on the values that created the wealth. These 100+ pages will provide financial education that will lead to healthier financial decisions that will ultimately result in the life you want. You will: 1. Acquire tools to identify and decrease emotional triggers that cause overspending. 2. Get insight into concepts like money purpose, money tool, new fit, and more. 3. Enhance knowledge of the ABCs of money management while growing financially and emotionally wealthy. 4. Identify strategic money habits related to financial life planning: propserity budgeting, debt reduction, increase income, and more. 5. Receive insider tips to get banks and businesses to support your financial goals. 6. Connect to a free worldwide financial community for support and resources. BONUS RESOURCES at NewFitWorldTV.com TV personality, Dorothy the Organizer said, ?Timolin teaches that money is a tool in your life, not a tonic or tranquilizer. Her personal experiences coupled with her professional insights will help design that tool to build your dreams. Don't wait. Start now!? DorothyThe Organizer, Expert Organizer, A and E Hoarders TV Show
The Christian Wallet: Spending, giving, and living with a conscience by
Every Christian knows that we are called to love God with all our heart, mind, soul, and strength. But what about our wallet? We are asked to open it every Sunday when the offering basket comes by and are told that giving is a way of being a "good steward," but what about spending money at a restaurant or grocery store? Best-selling author Mike Slaughter offers a comprehensive look at how Christians use their money in The Christian Wallet. Slaughter explores today's culture of consumerism and the impact of what we buy, asking difficult questions about morality and money.The Christian Wallet helps Christians grapple with important questions about stewardship: how we spend, how we live, how we save, how we give, and what it all means. Questions for individual or group study are also included with each chapter.
The Millionaire Next Door: The Surprising Secrets of America's Wealthy by
"Why aren't I as wealthy as I should be?" Many people ask this question of themselves all the time. Often they are hard-working, well educated middle- to high-income people. Why, then, are so few affluent. For nearly two decades the answer has been found in the bestselling The Millionaire Next Door: The Surprising Secrets of America's Wealthy, reissued with a new foreword for the twenty-first century. According to the authors, most people have it all wrong about how you become wealthy in America. Wealth in America is more often the result of hard work, diligent savings, and living below your means than it is about inheritance, advance degrees, and even intelligence. The Millionaire Next Door identifies seven common traits that show up again and again among those who have accumulated wealth. You will learn, for example, that millionaires bargain shop for used cars, pay a tiny fraction of their wealth in income tax, raise children who are often unaware of their family's wealth until they are adults, and, above all, reject the big-spending lifestyles most of us associate with rich people. In fact, you will learn that the flashy millionaires glamorized in the media represent only a tiny minority of America's rich. Most of the truly wealthy in this country don't live in Beverly Hills or on Park Avenue-they live next door.
Pensionless: the 10-step solution for a stress-free retirement by
As seen in The Washington Post, US News & World Report, and Yahoo! Get the most out of your retirement! If you're one of the millions of Americans without a pension plan, your retirement years might seem like a huge financial question mark. Pensionless, by U.S. News Senior Editor for Retirement Emily Brandon, addresses the retirement benefits that are available to you, how to use them correctly, and how to avoid potential pitfalls. Learn how to avoid surcharges on your Medicare benefits, how to increase Social Security and employer-sponsored benefits to help pay for retirement, and how to minimize costs and boost the value of your existing retirement benefits. And you'll learn how to tweak your lifestyle now so that you can live well in retirement without the security of a pension. Inside you'll find ideas on how to get more Social Security by claiming benefits twice, ways to minimize fees and avoid penalties on retirement accounts, and how to inflate 401(k) balances. Featuring an analysis of the significant changes made to Social Security in the recent federal budget, Pensionless will help you enjoy those retirement years you've worked so hard for.
Taking the Mystery Out of Estate Planning by
Thinking about your death isn't easy, but it's even harder to consider the consequences of not thinking about it. Failing to execute a will or set up a trust could burden your heirs beyond just grief at your passing, leaving them to deal with your incomplete affairs as well. Stephen L. Smith, a longtime attorney with thirty-five years of experience in estate planning, seeks to take the mystery out of what can often be an intimidating process. Using this guide, you can learn how to understand the differences between wills and trusts; evaluate attorneys and tax advisers; empower yourself to direct the planning process; and maximize the money and assets that get passed to others. Whether you have a large estate or a modest one, it's important to engage in estate planning to make your wishes known. Take control of the process by arming yourself with the knowledge in "Taking the Mystery out of Estate Planning.""
Try searching subject headings like:
Cryptocurrency--sometimes called digital cash or virtual currency--is all over the news. But what is it? Money, an investment, or—as some experts say—speculation?
Rogue Money and the Underground Economy: an Encyclopedia of Alternative and Cryptocurrencies by
The world of cybercurrency has experienced explosive growth in recent years, but that expansion has been accompanied by numerous controversies and misunderstandings about what it is, how it works, and how it relates to the underground economy and illegal activities such as money laundering, tax evasion, and human trafficking. Many illegal or malicious activities are paid for with cyber currencies. This book covers those applications. But cyber currencies also have many legitimate, constructive applications, all of which are explained in Rogue Money in clear, plain English, without embellishment or exaggeration. An authoritative and thought-provoking reference for readers seeking a greater understanding of all aspects of alternative cybercurrencies, this encyclopedia includes entries on economic history, international trade, current controversies, and its impact on the wider underground economy. It peels back the layers of jargon and obfuscation, giving each topic individual attention to show how it works and contributes to the whole.
LaGuardia offers grants, scholarships, tuition payment plans, on/off campus jobs, and information about loans to cover college costs such as tuition, books, supplies and transportation. You might be surprised to find out how much financial aid you can receive, regardless of your family’s income level. You won’t know what you are eligible for unless you apply!
A Critical History of Poverty Finance by Your Money Briefing Podcast
The latest episode in the Wall Street Journal's personal-finance podcast featuring the news that affects your money and what you do with it, breaking down complicated money questions from spending and saving to investing and taxes.
In the video Banks and Alternatives - Personal Finance 101 Conversations, learn about the differences between alternative financial services (such as payday lenders & prepaid cards) and banks or credit unions.
Professional association and certification websites often allow you to search their membership to find professionals in your area:
Do you need a credit counselor?
Typically, Credit Counselors are certified and trained in the areas of consumer credit, money and debt management, and budgeting. Counselors discuss your financial situation with you and help you develop a personalized plan to solve your money problems.
Resources to help you find a Credit Counselor:
What is financial therapy?
Financial therapists helps people reach their financial goals by thoughtfully addressing financial challenges, while at the same time, attending to the emotional, psychological, behavioral, and relational hurdles that affect how people manage their money.
View transcript of Insurance video
View the complete 3-part video series on car insurance. To view transcripts of each episode, click on the episode title.
Unclaimed property refers to accounts with companies or financial institutions that have not been active for a certain period of time, typically a year or more. In New York, after the set time for inactivity has passed, the property or money in an account is turned owner to the State Comptroller's Office to hold until the owner claims it. Unclaimed funds can include things like a security deposit refunds that are undeliverable when a customer moves and never notifies the company about the address change, money in an abandoned savings or checking account, or an account overpayment refund.
To see if you or someone in your family has unclaimed property, check these resources: