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Library Media Resources Center
Annual Mini Conference coming soon
Tuesday, November 16, 2021
2:00 PM – 4:00 PM online
Personal Finance and COVID-19
Excluded Workers Fund
The Excluded Workers Fund (EWF) provides financial help to New Yorkers who lost income during the COVID-19 pandemic and were left out of various federal relief programs, including unemployment and pandemic benefits.
Third Economic Impact Payment
The third round of Economic Impact Payments was authorized by the American Rescue Plan Act of 2021 as an advance payment of the tax year 2021 Recovery Rebate Credit.
The IRS started sending the third Economic Impact Payments to eligible individuals on March 12, 2021. They continue to send Economic Impact Payments weekly in 2021 as 2020 tax returns are processed.
Advance Child Tax Credit Payments in 2021
Important changes to the Child Tax Credit will help many families get advance payments of the credit starting this summer. The IRS will pay half the total credit amount in advance monthly payments beginning July 15. You will claim the other half when you file your 2021 income tax return. These changes apply to tax year 2021 only.
The Second COVID Relief Payment
Congress passed a second COVID-19 relief bill, which includes one-time direct payments that total up to $600 per individual. Visit the Get My Payment page at the IRS to find out how and when your payment was sent or find answers to your questions.
Your Money: A Hub for Help During the Coronavirus Crisis
A guide from The New York Times on how to get help with Stimulus Checks, Unemployment Insurance, Paid Sick Leave and Family Leave, Federal Student Loans, Mortgages and Rent, Utility Bills and more
COVID-19 Resources from the Empire Justice Center
FAQs and other resources on topics such as foreclosure & eviction, unemployment insurance, health insurance, stimulus payments, and more.
Emergency Financial Support
The LaGuardia Foundation offers emergency funding to students facing unexpected financial challenges. Emergency Funds can provide aid for college-related expenses like textbooks and tuition assistance, and other critical needs.
How to apply for unemployment benefits
How to get the coronavirus unemployment benefits, explained. Vox answers your questions about new US unemployment benefits.
Guía para entender el estímulo económico por el COVID-19
Las preguntas más comunes acerca de estos pagos, incluyendo, cuánto podría usted calificar para recibir, y cuándo puede esperar recibirlo
LaGuardia CARES (College Access for Retention and Economic Success) connects students with resources, referrals and local community services to overcome financial barriers, stay in school and graduate. LaGuardia CARES provides resources for daily living expenses, including food, healthcare, rent, utilities, childcare, emergency transportation and more!
Do you have kids or nieces or nephews? Children begin to learn financial literacy concepts as early as age 3, and their basic money habits may be formed by age 7. But it's not too late to learn better habits whether they're a tot or a teen. Here are some resources to help kids learn about money and how to manage it.
Even though the LaGuardia Library's print books cannot be accessed due to building closure during the COVID-19 pandemic, you may still be able to find these titles through our library's ebook collections. Any title listed with the Call number "Available online" is available as an ebook from the LaGuardia Library. Just click on the title and log in to start reading.
Make Your Kid a Money Genius (Even If You're Not): a parents' guide for kids 3 to 23 by The New York Times bestseller that is a must-read for any parent! From Beth Kobliner, the author of the bestselling personal finance bible Get a Financial Life--a new, must-have guide showing parents how to teach their children (from toddlers to young adults) to manage money in a smart way. Many of us think we can have the "money talk" when our kids are old enough to get it...which won't be for years, right? But get this: Research shows that even preschoolers can understand basic money concepts, and a study from Cambridge University confirmed that basic money habits are formed by the age of seven. Oh, and research shows the number one influence on kids' financial behaviors is mom and dad. Clearly, we can't afford to wait. Make Your Kid a Money Genius (Even If You're Not) is a jargon-free, step-by-step guide to help parents of all income levels teach their kids--from ages three to twenty-three--about money. It turns out the key to raising a money genius isn't to teach that four quarters equal a dollar or how to pick a stock. Instead, it's about instilling values that have been proven to make people successful--not just financially, but in life: delaying gratification, working hard, living within your means, getting a good education, and acting generously toward others. More specifically, you'll learn why allowance isn't the Holy Grail when teaching your kid to handle money, and why after-school jobs aren't always the answer either. You'll discover the right age to give your kid a credit card, and learn why doling out a wad of cash can actually be a good parenting move. You don't need to be a money genius to make your kid a money genius. Regardless of your comfort level with finance--or your family's income--this charming and fun book is an essential guide for passing along enduring financial principles, making your kids wise beyond their years--and peers--when it comes to money.
Call Number: Available online and Library: Stacks HG179 .K595 2017
Publication Date: 2017
Raising Financially Fit Kids (revised ed.) by This combination parenting and personal finance book helps parents teach their children key money skills--such as saving, spending, budgeting, investing, building credit, and donating--that they'll need to become financially secure adults. nbsp; Parents want their children to enjoy bright economic futures. But how do we equip the next generation with lifelong financial skills? nbsp; In this updated edition ofnbsp;Raising Financially Fit Kids, Joline Godfrey shares knowledge gleaned from two decades of preparing children and families for financial independence and stewardship, philanthropic effectiveness, and meaningful economic lives. At the heart of the book are three big ideas: * Financial education is not just about the money; it'snbsp; about building great families and raising self-confident kids who have the tools to realize their dreams. * Financial sustainability means living within one's means and acquiring skills to create and manage human and financial capital. * Giving wisely is a global citizen's responsibility. Designed for parents, grandparents, mentors, advisors, and educators,nbsp;Raising Financially Fit Kidsnbsp;uses ten core money skills applied across five developmental life stages: children, tweens, middle schoolers, high schoolers, and twenty-somethings. Each stage includes age-appropriate activities that make financial fitness fun, from mall scavenger hunts to financial film festivals.nbsp; nbsp; In this global economic landscape, we all need financial fluency. Whether your child is five, fifteen, or twenty-five years old, it's never too late to teach financial literacy.nbsp;Raising Financially Fit Kidsnbsp;prepares your children for the complexities of living in a global economy and helps your family up your game from good to great.
Call Number: Available online and in Library: Stacks HG179 .G626 2013
Publication Date: 2013
Beyond Piggy Banks and Lemonade Stands: How to teach young kids about finance (and they're never too young) by Beyond Piggy Banks is written for you: the loving, responsible and overworked parents of young children. It takes the stress and mystery out of finance, and focuses on the basic fundamentals elementary children should understand so they can make smart decisions as they grow. This usable, light hearted, real-world guide provides parents with the specific tools and step-by-step lessons needed to teach their child. The lessons provided are easy to teach and understand. The activities are quick, enjoyable and educational. Each concept starts with the basics, and builds upon them so your child has a full understanding of the topic.
Call Number: New books Display HG179 .F7227 2019
Publication Date: 2019
A Financial Checklist for Your Newly Minted High School Graduate
From the New York Times--budget, retirement account, credit, information security and insurance advice for your independent adult, college student, gap-year taker or future soldier.
Money as You Grow: Help for parents and caregivers
This site has information on financial development in childhood of different age groups: 3-5 years, 6-12 years and 13-21 years. And there's activities and conversation starters to teach and reinforce concepts related to earning, saving and spending.
BusyKid is an app that introduces children to chores and earning an allowance in order to develop character and starts them on making financial decisions. (Free 30-day trial)
Recursos para padres y cuidadores
Spanish language version of the above.
MONEY AS YOU GROW BOOK CLUB
For children 4-10. The Money as You Grow book club uses children’s books to help families learn key money concepts through reading, play, and quiet one-on-one talks. You can use the book guides at home. Browse through the book list and choose one you'd like to read with your child. The books should be readily available at a local library or bookstore.
Then, download the discussion guide to print out or read on your screen. Each guide contains tips for reading the book and suggests questions to ask your child as you read and after you're finished.
The LaGuardia Library has the following books from the Money As You Grow Book Club list:
A Chair for My Mother by
Call Number: Browsing Collection--Children SHELVED BY AUTHOR
Publication Date: 2007
Age 6 and up. After their home is destroyed by a fire, Rosa, her mother, and grandmother save their coins to buy a really comfortable chair for all to enjoy. This classic and award-winning picture book was named a Caldecott Honor Book by the American Library Association.
Ox-Cart Man by
Call Number: Available online
Publication Date: 1983
Age 4 and up. Describes the day-to-day life of an early 19th-century New England family, focusing on the yearly passage of one man selling his goods only to do it all over again the next year.
Share your experiences and thoughts about personal finance to enter our MoneyBlog Contest
Check out our latest
From Erin Lowry, author of the Broke Millennial books. Get advice on getting your financial life together.
Best Wallet Hacks
A blog that works to demystify money
Visit Millennial Money to learn about how to save more money, start a side hustle, make more money, invest intelligently, and fast-track financial independence
Check out these podcasts on iTunes, Google Play, or your favorite podcast app.
The 10 Best Personal Finance Podcasts to Listen to in 2021
From Lifehacker: favorite podcasts promoting financial literacy and offering actionable personal finance advice
Motley Fool Answers
"Saving, spending, planning — you've got money questions and we've got answers. Every week host Alison Southwick and personal finance expert Robert Brokamp challenge the conventional wisdom on life's biggest financial issues to reveal what you really need to know to make smart money moves. Send your questions to firstname.lastname@example.org."
Keep up with financial news by taking advantage of free, digital newspaper subscriptions available to the LaGuardia community.
The New York Times
Be sure to sign up using your LaGuardia email address to get the NY Times free online.
The Wall Street Journal
Be sure to sign up using your LaGuardia email address to get the WSJ free online.
Personal Finance websites
If you like to browse websites, check these out!
360 Degrees of Financial Literacy
360 Degrees of Financial Literacy is a resource of the American Institute of Certified Public Accountants to help Americans understand their personal finances through every stage of life.
Consumer Finance Information
From the Federal Trade Commission (FTC). The FTC works to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop and avoid them.
Consumer Financial Protection Bureau (CFPB)
CFPB is U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly.
The Military section of SaveAndInvest.org has savings information to take you from service to civilian life to retirement.
WSJ Student Hub
Industry coverage from The Wall Street Journal including personal finance tips and career advice from business leaders to ensure that you enter the workforce feeling prepared.
FREE Financial Counseling at LaGuardia
LaGuardia CARES (College Access for Retention and Economic Success) connects students with resources, referrals and local community services to overcome financial barriers, stay in school and graduate.
Financial Fitness Quiz
Test how fit your finances are! Take this quiz and see how well you score.
Take the Financial Literacy Quiz
Gauge your financial knowledge—take the quiz and compare your score with the averages in specific states, regions or the nation overall.
Danger Signals of Excessive Debt
How do you know when you have taken on too much debt? Take the following quiz to determine whether you're using credit wisely or getting in over your head.
Free personal finance courses
If you're someone who likes to learn in a more structured way, you might want to look at some of the free personal finance courses available online.
Finance Basics Everyone Should Know
The LaGuardia community now has access to LinkedIn Learning. This course covers the basics on savings, types of investments, insurance, and retirement. Search LinkedIn Learning for 'personal finance' to see many more
courses such as Managing Your Personal Finances and Budgeting in Real Life.
Clever Girl Finance
"Courses include bite-sized videos, live call replays, worksheets, free mentor calls, and an epic community."
Financial Planning for Young Adults
Offered by the University of Illinois online through Coursera. This 4-week course covers financial goal-setting, budgeting, borrowing, credit, saving, and investing.
Finance for Everyone: Smart Tools for Decision-Making
Offered by the University of Michigan online through edX. This 6-week course is designed to help you understand the basics of finance so that you can make smart financial choices, whether that’s renting or buying; evaluating car, home and student loans; or deciding whether to go to college.
LaGuardia Community College
31-10 Thomson Avenue, room E101
Long Island City, NY 11101
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